consumer finance

When you configure a computer on our website, besides the usual payment options, you can also to choose to buy one of our systems on finance. Finance is subject to status. Terms and conditions apply. Based on a price of €4,000.00 inc VAT and delivery, we can offer the following types of finance:


Eligibility

To be eligible for humm you must meet the following criteria:

  • Be 18 years of age or older.
  • Provide proof of PPS number & address.
  • Be an Irish citizen or permanent resident of Ireland.
  • Earn a minimum taxable income of €1,500 per month - joint spouse / partner income not taken into consideration.
  • Have a current credit/debit card and a photo ID.
  • Have a good credit history.

Package Details

The humm® 12 month finance package gives you the flexibility to purchase a computer system now and spread the cost of repayments.

The interest rate is fixed at 17.99% and would be payable monthly. Based on the specification you have configured (€4,000.00) and a 12 month term, the total balance payable would be €0.00 including interest and known fees of €0.00.

Should a repayment be late a dishonour fee of €9.00 would be chargeable for each late repayment.

As part of the package you have the option to settle the remaining balance in full at any point meaning that you only have to pay interest up until this point.

Choose Your Deposit

There is no minimum deposit required. If you prefer, you can pay a larger down payment to reduce the loan amount. The minimum loan amount for this finance package is €150.00.

Select your deposit amount: 0%

Representative Example:
humm® 12 Months
Price:
€4,000.00
Deposit:
€0.00
Total Amount of Credit:
€4,000.00
Interest Rate:
17.99% Fixed
Representative APR:
16.14% APR Representative
Monthly Instalments:
12 instalments of €361.17 per month.
Dishonour Fee:
€9.00 (payable if you default on a repayment).
Total Charge For Credit:
€0.00
Balance Payable:
€0.00
Total Amount Payable
€0.00 (including deposit)

Ready to Apply?

humm® is a retail instalment payment plan facility and is governed by the laws applicable to the Republic of Ireland. humm® is underwritten by FlexiFi Europe Limited, Company Number: 600124. The Buy Now, Pay Later offering with humm® is subject to assessment & approval, fees, terms & conditions apply. The quote provided is a representative example and an exact breakdown of the repayments structure will be listed for customers within the humm® portal when selecting their repayment plans.

For more information you can access the humm® FAQ section HERE and Terms & Conditions can be viewed HERE.



Package Details

The humm® 24 month finance package gives you the flexibility to purchase a computer system now and spread the cost of repayments.

The interest rate is fixed at 17.99% and would be payable monthly. Based on the specification you have configured (€4,000.00) and a 24 month term, the total balance payable would be €0.00 including interest and known fees of €0.00.

Should a repayment be late a dishonour fee of €9.00 would be chargeable for each late repayment.

As part of the package you have the option to settle the remaining balance in full at any point meaning that you only have to pay interest up until this point.

Choose Your Deposit

There is no minimum deposit required. If you prefer, you can pay a larger down payment to reduce the loan amount. The minimum loan amount for this finance package is €150.00.

Select your deposit amount: 0%

Representative Example:
humm® 24 Months
Price:
€4,000.00
Deposit:
€0.00
Total Amount of Credit:
€4,000.00
Interest Rate:
17.99% Fixed
Representative APR:
17.71% APR Representative
Monthly Instalments:
24 instalments of €196.66 per month.
Dishonour Fee:
€9.00 (payable if you default on a repayment).
Total Charge For Credit:
€0.00
Balance Payable:
€0.00
Total Amount Payable
€0.00 (including deposit)

Ready to Apply?

humm® is a retail instalment payment plan facility and is governed by the laws applicable to the Republic of Ireland. humm® is underwritten by FlexiFi Europe Limited, Company Number: 600124. The Buy Now, Pay Later offering with humm® is subject to assessment & approval, fees, terms & conditions apply. The quote provided is a representative example and an exact breakdown of the repayments structure will be listed for customers within the humm® portal when selecting their repayment plans.

For more information you can access the humm® FAQ section HERE and Terms & Conditions can be viewed HERE.



Package Details

The humm® 36 month finance package gives you the flexibility to purchase a computer system now and spread the cost of repayments.

The interest rate is fixed at 17.99% and would be payable monthly. Based on the specification you have configured (€4,000.00) and a 36 month term, the total balance payable would be €0.00 including interest and known fees of €0.00.

Should a repayment be late a dishonour fee of €9.00 would be chargeable for each late repayment.

As part of the package you have the option to settle the remaining balance in full at any point meaning that you only have to pay interest up until this point.

Choose Your Deposit

There is no minimum deposit required. If you prefer, you can pay a larger down payment to reduce the loan amount. The minimum loan amount for this finance package is €150.00.

Select your deposit amount: 0%

Representative Example:
humm® 36 Months
Price:
€4,000.00
Deposit:
€0.00
Total Amount of Credit:
€4,000.00
Interest Rate:
17.99% Fixed
Representative APR:
18.26% APR Representative
Monthly Instalments:
36 instalments of €142.41 per month.
Dishonour Fee:
€9.00 (payable if you default on a repayment).
Total Charge For Credit:
€0.00
Balance Payable:
€0.00
Total Amount Payable
€0.00 (including deposit)

Ready to Apply?

humm® is a retail instalment payment plan facility and is governed by the laws applicable to the Republic of Ireland. humm® is underwritten by FlexiFi Europe Limited, Company Number: 600124. The Buy Now, Pay Later offering with humm® is subject to assessment & approval, fees, terms & conditions apply. The quote provided is a representative example and an exact breakdown of the repayments structure will be listed for customers within the humm® portal when selecting their repayment plans.

For more information you can access the humm® FAQ section HERE and Terms & Conditions can be viewed HERE.



Package Details

The humm® 48 month finance package gives you the flexibility to purchase a computer system now and spread the cost of repayments.

The interest rate is fixed at 17.99% and would be payable monthly. Based on the specification you have configured (€4,000.00) and a 48 month term, the total balance payable would be €0.00 including interest and known fees of €0.00.

Should a repayment be late a dishonour fee of €9.00 would be chargeable for each late repayment.

As part of the package you have the option to settle the remaining balance in full at any point meaning that you only have to pay interest up until this point.

Choose Your Deposit

There is no minimum deposit required. If you prefer, you can pay a larger down payment to reduce the loan amount. The minimum loan amount for this finance package is €150.00.

Select your deposit amount: 0%

Representative Example:
humm® 48 Months
Price:
€4,000.00
Deposit:
€0.00
Total Amount of Credit:
€4,000.00
Interest Rate:
17.99% Fixed
Representative APR:
18.55% APR Representative
Monthly Instalments:
48 instalments of €115.71 per month.
Dishonour Fee:
€9.00 (payable if you default on a repayment).
Total Charge For Credit:
€0.00
Balance Payable:
€0.00
Total Amount Payable
€0.00 (including deposit)

Ready to Apply?

humm® is a retail instalment payment plan facility and is governed by the laws applicable to the Republic of Ireland. humm® is underwritten by FlexiFi Europe Limited, Company Number: 600124. The Buy Now, Pay Later offering with humm® is subject to assessment & approval, fees, terms & conditions apply. The quote provided is a representative example and an exact breakdown of the repayments structure will be listed for customers within the humm® portal when selecting their repayment plans.

For more information you can access the humm® FAQ section HERE and Terms & Conditions can be viewed HERE.



Package Details

The humm® 60 month finance package gives you the flexibility to purchase a computer system now and spread the cost of repayments.

The interest rate is fixed at 17.99% and would be payable monthly. Based on the specification you have configured (€4,000.00) and a 60 month term, the total balance payable would be €0.00 including interest and known fees of €0.00.

Should a repayment be late a dishonour fee of €9.00 would be chargeable for each late repayment.

As part of the package you have the option to settle the remaining balance in full at any point meaning that you only have to pay interest up until this point.

Choose Your Deposit

There is no minimum deposit required. If you prefer, you can pay a larger down payment to reduce the loan amount. The minimum loan amount for this finance package is €150.00.

Select your deposit amount: 0%

Representative Example:
humm® 60 Months
Price:
€4,000.00
Deposit:
€0.00
Total Amount of Credit:
€4,000.00
Interest Rate:
17.99% Fixed
Representative APR:
18.71% APR Representative
Monthly Instalments:
60 instalments of €100.02 per month.
Dishonour Fee:
€9.00 (payable if you default on a repayment).
Total Charge For Credit:
€0.00
Balance Payable:
€0.00
Total Amount Payable
€0.00 (including deposit)

Ready to Apply?

humm® is a retail instalment payment plan facility and is governed by the laws applicable to the Republic of Ireland. humm® is underwritten by FlexiFi Europe Limited, Company Number: 600124. The Buy Now, Pay Later offering with humm® is subject to assessment & approval, fees, terms & conditions apply. The quote provided is a representative example and an exact breakdown of the repayments structure will be listed for customers within the humm® portal when selecting their repayment plans.

For more information you can access the humm® FAQ section HERE and Terms & Conditions can be viewed HERE.


Ready to Order?

To purchase a computer system from us on finance, please configure the system you wish to order on our website. The option to purchase on finance will be available once you checkout.

You can configure a computer here or you can configure a laptop here.

You have just calculated the finance options on €4,000.00.